Flood Insurance

The unthinkable just happened!!! Three hurricanes in six weeks’ time. Think back to 2004 and where you lived when the rains fell. Where did all the water go? Did it drain to the local pond or did it rise and come toward your home? 2004 was an eye-opening experience for Florida.

The National Flood Insurance Program (NFIP) defines a flood as: “a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property)”

Just because it didn’t flood today doesn’t mean it can’t happen tomorrow. The NFIP has redrawn the flood plain maps in the last few years and properties that have never been considered in a flood zone may now be in one.

Where does your home sit on the new flood map? Not sure? Call Zinsmeister Insurance today and get the facts on your property.